56681 ZIP Code — Squaw Lake, MN

Itasca County, Minnesota

ZIP code 56681 is located in Squaw Lake, Minnesota, within Itasca County. It covers approximately 161.37 square miles and serves a population of 258 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 218.

About ZIP code 56681

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $160,400. Owner-occupancy is high at 86%, well above the national average.

Median household income is $59,375. Poverty affects 21% of residents, above the national average. SNAP benefit usage at 21% of households reflects economic stress in the area. 45% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is service, with education and healthcare as the leading industry. An above-average commute of 39 minutes suggests many residents work outside the immediate area. Remote work is prevalent — 24% of workers work from home.

College attainment at 12% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (25%) compared to national benchmarks.

Notable community characteristics include disability rates above the national average at 23%.

Overall, ZIP code 56681 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, high homeownership, a high rate of remote workers, a significant Social Security-dependent population, and elevated reliance on food assistance.

258
population
161.37
sq mi land
Standard
ZIP type
Central (CT)
timezone
56681 ZIP code map
Cities in ZIP code 56681

Below are the cities the US Postal Service accepts for ZIP code 56681. Using any city not on this list may result in mail delivery delays.

City Status
Squaw Lake Acceptable
Squaw Lake Preferred
Nearby ZIP codes
56630 Blackduck (9.9 mi) 56680 Spring Lake (13.7 mi) 56661 Northome (14.6 mi) 56663 Pennington (16.8 mi) 56636 Deer River (18.6 mi)
Demographics updated 05/2026
Population
Total population 258
Population density 2 / sq mi
State FIPS 27
County FIPS 061
Geography
Land area 161.37 sq mi
Water area 54.31 sq mi
Latitude 47.6290
Longitude -94.1764
Timezone Central (CT)
Area code 218
Total population by age
Gender
Race & ethnicity
Economics updated 05/2026
Household income
Income range This ZIP County avg State avg
Under $50k 51.4% 44.9% 33.6%
$50k – $100k 41.4% 32.0% 31.5%
$100k – $200k 7.2% 20.1% 26.5%
Over $200k 0.0% 3.0% 8.5%

Demographics & statistics

258
Population
2
People per sq mi
57.8
Median age
$59,375
Median household income
$28,409
Per capita income
$160,400
Median home value
$729
Median monthly rent
85.8%
Home ownership
20.5%
Poverty rate
9.6%
Unemployment
241
Housing units
12.2%
Bachelor's or higher

Age distribution

Male Female
4
Under 5
3
6
5–9
5
3
10–14
2
5
15–19
4
7
20–24
6
4
25–34
4
16
35–44
15
19
45–54
18
11
55–59
10
21
60–64
20
22
65–74
21
14
75–84
12
3
85+
3
← Male
Female →

Age summary

GroupCount%
Under 18249.3%
18 and over23490.7%
65 and over7529.1%
Median age57.8 years

Race & ethnicity

White 64.3%
American Indian / Alaska Native 23.9%
Two or more races 6.6%
Hispanic or Latino 5.1%
GroupCount%
White17564.3%
American Indian / Alaska Native6523.9%
Two or more races186.6%
Hispanic or Latino145.1%

Household income

Income range This ZIP County avg State avg
Under $50k 51.4% 44.9% 33.6%
$50k – $100k 41.4% 32.0% 31.5%
$100k – $200k 7.2% 20.1% 26.5%
Over $200k 0.0% 3.0% 8.5%
Under $10k 2.8%
$10k–$15k 3.8%
$15k–$25k 13.2%
$25k–$35k 9.4%
$35k–$50k 16.0%
$50k–$75k 15.1%
$75k–$100k 20.8%
$100k–$150k 13.2%
$150k–$200k 4.7%
$200k+ 0.9%
Range% of households
Under $10k2.8%
$10k–$15k3.8%
$15k–$25k13.2%
$25k–$35k9.4%
$35k–$50k16.0%
$50k–$75k15.1%
$75k–$100k20.8%
$100k–$150k13.2%
$150k–$200k4.7%
$200k+0.9%
Median income$59,375

Housing

Home values

Under $50k 6.6%
$50k–$100k 17.6%
$100k–$150k 23.1%
$150k–$200k 14.3%
$200k–$300k 9.9%
$300k–$500k 20.9%
$500k–$1M 7.7%

Housing overview

MetricValue
Median home value$160,400
Median rent / month$729
Owner occupied85.8%
Renter occupied14.2%
Vacant58.6%
Single-family detached86.3%
Large apartment buildings0.0%
Mobile homes12.1%
Median rooms4.9
Avg household size (owned)2.25

Year built

Era%
2020 or later0.4%
2010–20195.9%
2000–200914.5%
1990–199911.3%
1980–19894.3%
1970–197916.8%
1960–196910.9%
1950–19597.8%
1940–19499.8%
1939 or earlier18.4%

Bedrooms

Size% of units
No bedroom (studio)7.4%
1 bedroom12.9%
2 bedrooms39.5%
3 bedrooms28.5%
4 bedrooms7.4%
5+ bedrooms4.3%

Vehicles per household

Vehicles% of households
No vehicle4.7%
1 vehicle23.6%
2 vehicles44.3%
3 or more27.4%

Heating fuel

Fuel type%
Electricity18.9%
Propane / LP gas54.7%
Fuel oil11.3%
Wood15.1%

Households & families

Household typeCount%
Married-couple family5148.1%
Cohabiting couple1312.3%
Male householder, no spouse1514.2%
Female householder, no spouse2725.5%
Households with children under 181716.0%
Households with seniors (65+)5249.1%
Average household size2.43

Marital status

StatusMaleFemale
Never married35.0%23.7%
Married50.4%50.0%
Separated0.0%0.8%
Widowed6.0%12.7%
Divorced8.5%12.7%

Education

Less than 9th grade 3.3%
Some HS, no diploma 10.3%
HS graduate 36.2%
Some college, no degree 29.6%
Associate's degree 8.5%
Bachelor's degree 7.0%
Graduate / professional 5.2%
Metric%
HS diploma or higher86.4%
Bachelor's or higher12.2%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool00.0%
Kindergarten00.0%
Elementary school1655.2%
High school931.0%
College / grad school413.8%

Employment

Industry of employment

Education & healthcare 26.2%
Retail trade 19.4%
Arts, food & hospitality 18.4%
Construction 15.5%
Transportation & utilities 6.8%
Other services 3.9%
Professional & management 2.9%
Public administration 2.9%
Agriculture & mining 1.9%
Manufacturing 1.9%

Occupation

Category%
Management, business & arts19.4%
Service31.1%
Sales & office27.2%
Natural resources & construction13.6%
Production & transportation8.7%

Employment type

Type%
Private sector68.0%
Government24.3%
Self-employed7.8%
Unpaid family workers0.0%

Commute

Method%
Drive alone39.6%
Carpool25.7%
Public transit5.0%
Walk3.0%
Work from home23.8%
Other means3.0%
Avg commute (minutes)38.7

Poverty

All people 20.5%
Under 18 years 66.7%
18 and over 15.8%
Married-couple families 7.8%
Female-led households 47.4%

Income support

Source% of households
Social Security45.3%
Retirement income48.1%
Supplemental Security4.7%
Cash public assistance4.7%
Food stamps / SNAP20.8%

Health indicators

Condition%
Obesity35.4%
High blood pressure36.7%
High cholesterol37.0%
Diabetes14.5%
Heart disease9.7%
Stroke4.5%
Asthma9.9%
Arthritis31.4%
Kidney disease3.9%
Pulmonary disease8.5%
Cancer8.5%
Behavior / access%
Smoking24.7%
Binge drinking16.6%
No physical activity27.9%
Less than 7 hrs sleep31.9%
Depression22.9%
Fair or poor health17.6%
Poor mental health14.5%
Poor physical health13.3%
No health insurance12.2%
Visited doctor (checkup)71.2%
Visited dentist60.9%
Cholesterol screening90.4%
Teeth loss12.7%

Veterans & disability

VeteransCount%
Civilian veterans239.8%
Disability%
Any disability23.3%
Under 188.3%
18–64 years14.5%
65 and over46.7%

Health insurance coverage

Type%
Private insurance49.2%
Public insurance65.1%
No insurance9.3%
Uninsured under 190.0%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only25197.3%
Spanish00.0%
Other Indo-European00.0%
Asian & Pacific Islander00.0%
Other languages00.0%

Place of birth & citizenship

OriginCount%
Native born (US)258100.0%
Born in same state258100.0%
Born in different state21382.6%
Foreign born00.0%
Naturalized citizen00.0%
Not a US citizen00.0%

Ancestry

AncestryCount%
Italian259.7%
French176.6%
AncestryCount%
Polish155.8%
Arab20.8%

Technology access

Metric% of households
Computer access41.1%
Internet access91.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 56681

What city is ZIP code 56681 in?

ZIP code 56681 is primarily assigned to Squaw Lake, Minnesota.

What county is ZIP code 56681 in?

ZIP code 56681 falls within Itasca County, Minnesota.

Does ZIP code 56681 have an older population?

29% of residents in ZIP code 56681 are 65 or older, above the national average of ~17%.

What is the poverty rate in ZIP code 56681?

21% of residents in ZIP code 56681 live below the poverty line, above the national average.

How educated is the population of ZIP code 56681?

12% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Is ZIP code 56681 mostly owner-occupied?

86% of occupied units in ZIP code 56681 are owner-occupied, well above the national average.

What timezone is ZIP code 56681 in?

ZIP code 56681 observes the CST timezone.

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